Enterprise-grade unified payment gateway, subscription orchestrator, and digital commerce infrastructure.
ZezoPay is an enterprise-grade, unified multi-provider payment infrastructure designed for modern web applications, mobile apps, SaaS platforms, and digital marketplaces.
Instead of writing and maintaining separate integrations for every payment processor, ZezoPay provides a unified API and client SDK suite that automatically routes, collects, verifies, and settles payments across Stripe, Razorpay, PhonePe, CCAvenue, Cashfree, and native In-App Purchases (Apple Pay & Google Play).
Explore our core v1 API references authenticated with your Public Key (x-public-key) and Secret Key (x-secret-key):
Generate your x-public-key & x-secret-key, configure gateway credentials, and test transactions.
GET /api/v1/payments/ready — Query active payment gateways dynamically for Web, iOS, and Android.
POST /api/v1/payments/checkout — Initialize one-time, subscription, and digital product charges.
GET /api/v1/payments/verify-payment/{orderId} — Query real-time transaction status by Order ID.
POST /api/v1/payments/apply-coupon/{code} — Validate promotional discounts during checkout.
GET /api/v1/plans & POST /api/v1/plans/manage — Manage recurring billing tiers.
GET /api/v1/subscriptions/{userId}/current — Manage customer recurring subscriptions.
Receive HMAC SHA-256 signed real-time webhooks for payments and subscriptions.
Every API request to ZezoPay requires authentication using custom HTTP headers:
x-public-key: Required (Mandatory) — Your Public Key. Must be included in every API request from both frontend and backend.x-secret-key: Required (Server-Side) — Your Secret Key. Required on backend servers for sensitive operations (checkout creation, plan management, subscription cancellation).x-public-key: your_public_key_here
x-secret-key: your_secret_key_here
Content-Type: application/jsonSecret Key Security
Always keep your x-secret-key confidential on your backend servers. Never
expose your x-secret-key in client-side code, frontend bundles, or public
repositories.
| Gateway / Processor | Supported Regions | Payment Methods | Status |
|---|---|---|---|
| Stripe | Global (135+ Currencies) | Credit/Debit Cards, Apple Pay, Google Pay, SEPA, ACH | Live |
| Razorpay | India & International | UPI Intent/Collect, Cards, NetBanking (50+ Banks), Wallets, EMI | Live |
| PhonePe | India | UPI Intent, PhonePe Switch, QR, Cards | Live |
| CCAvenue | India & Middle East | Credit Cards, 200+ NetBanking rails, Multi-currency | Live |
| Cashfree | India | Instant UPI settlements, Cards, NetBanking, Payouts | Supported |
| In-App Purchases (IAP) | Apple App Store & Google Play | Native In-App Subscriptions & Consumables | Supported |